Higher limits. Lower fees. Better reputations. Every app on this list gives you more than FrontPay does — and most cost a fraction of the price. Updated June 2026.
Top 5 alternatives ranked: EarnIn (best for most users, $0 fees, up to $1,000), Dave ($1/mo, $500), Brigit ($9.99/mo with credit builder), Current ($0 fees + free banking), MoneyLion (broader platform).
Best overall pick: EarnIn beats FrontPay on cost, limits, eligibility, customer support, and verifiable track record.
EarnIn is the gold standard for cash advance apps. With zero fees, zero interest, and advances up to $1,000 per pay period, it blows FrontPay out of the water on every metric that matters. Instead of a subscription, EarnIn runs on an optional tip model — you can tip $0 if you choose.
Brigit is the best-reviewed cash advance app for people who want more than just an advance. With 4.8 stars in the App Store (hundreds of thousands of reviews), credit monitoring, budgeting tools, and overdraft alerts, it's a full financial wellness platform. At $9.99/month vs FrontPay's $14.99, it's also cheaper — and gives you up to 6× more cash.
Current is a fintech banking platform with BBB A+ rating that offers overdraft coverage up to $750 — with zero subscription fees. Eligibility is based on your direct deposit history, similar to FrontPay, but the limits are dramatically higher and the company is far more transparent.
Dave is one of the original cash advance apps and remains one of the best. For just $1/month — a fraction of FrontPay's $14.99 — you get advances up to $500, budgeting tools, and access to a Dave checking account. It's available in all 50 states and has millions of users.
MoneyLion is a comprehensive financial platform offering cash advances, credit-builder loans, investment accounts, and a checking account all in one place. Advances go up to $500 and the platform has a strong reputation with over 15 million members.
If you're researching options beyond FrontPay, you've likely either been rejected, found the $14.99 monthly fee too steep, or noticed limitations like the $100 maximum advance. The good news is that competing services in this space all solve at least one of those problems.
The best competing services share several characteristics: no credit check requirement, no interest charges, fast funding speeds, and bank-account-based eligibility. Where they differ is in fee structure, maximum advance size, customer support quality, and the verifiable track record that legitimacy-conscious users want to see.
Among the services reviewed in this guide, EarnIn typically offers the largest advances at the lowest mandatory cost. Dave provides the best balance of low monthly fee ($1) and reasonable limits ($500). Brigit, Current, and MoneyLion each serve more specific user segments — Brigit for credit-building, Current for fee-free banking integration, and MoneyLion for users wanting a broader financial platform alongside cash advance access.
If you currently subscribe and are considering moving to a different provider, the process is straightforward. Cancel your existing membership at least 24 hours before your next billing date, then download and link your bank account to your chosen replacement. Most competing services can have you approved and funded within 1-2 business days of signup.