Privacy Policy

Information You Provide Directly

• Contact forms: If you contact us via our contact form or email, we collect your name, email address, and the content of your message.
• Application forms: If you submit a loan application through the third-party form embedded on our Apply page, that information is collected and processed by the third-party lender network (APIdiamond.com), not by us. See Section 4.
• Newsletter signup: If we offer email newsletters in future, we may collect your email address.

Information Collected Automatically

• Log data: IP address, browser type and version, operating system, referring URLs, pages visited, and timestamps.
• Device information: Device type (mobile/desktop), screen resolution, and hardware model.
• Usage data: Pages you view, links you click, time spent on pages, and navigation paths through our site.
• Cookies and similar technologies: See Section 3 for full details.

We use the information we collect for the following purposes:

• Operating the site: Delivering content, maintaining site performance, and ensuring technical functionality.
• Improving user experience: Understanding which content is most useful, optimizing page layouts, and identifying technical issues.
• Analytics: Using aggregated, anonymized data to understand visitor behavior and improve our reviews and tools.
• Responding to inquiries: Replying to messages sent through our contact form.
• Legal compliance: Complying with applicable laws, regulations, and legal processes.
• Protecting our rights: Detecting, investigating, and preventing fraudulent or harmful activity.

We do not use your information to make automated decisions that have legal or significant effects on you.

We use cookies and similar tracking technologies to operate and improve our website. Here's a breakdown of what we use:

Essential Cookies

Required for the site to function properly. These cannot be disabled. They manage your session and security preferences.

Analytics Cookies

We use Google Analytics 4 to collect anonymized data about how visitors interact with our site — pages viewed, time on site, traffic sources, and device types. This data is aggregated and does not personally identify you.

Affiliate & Marketing Cookies

When you click affiliate links on our site, third-party cookies may be set by those services (EarnIn, Brigit, Dave, etc.) to track referrals and attribute commissions. We have no control over these cookies once you leave our site.

Managing Cookies

Most browsers allow you to refuse or delete cookies through their settings. Note that disabling cookies may affect site functionality. You can also opt out of Google Analytics at tools.google.com/dlpage/gaoptout.

Our site integrates the following third-party services, each with its own privacy policy:

• Google Analytics 4 — Website analytics. Google Privacy Policy
• Google Fonts — Typography (Plus Jakarta Sans, Inter). Fonts load from Google's CDN.
• APIdiamond.com — Loan application form embedded on our Apply page. Data submitted through that form is governed by APIdiamond's privacy policy. We do not receive or store that data.
• Unsplash — Stock photography. Images are served from Unsplash's CDN.
• Affiliate networks — EarnIn, Brigit, Dave, Current, and MoneyLion affiliate programs. Clicking these links may result in cookies being set on your device by those services.

We recommend reviewing the privacy policies of any third-party service before submitting personal information to them.

From a privacy perspective, clicking affiliate links may result in:

• Cookies being set by the affiliate partner on your device.
• Your IP address being shared with the affiliate partner for attribution purposes.
• Your browsing session on that partner's site being tracked per their own privacy policy.

We have no access to or control over what the affiliate partner does with your data once you leave our site.

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes. We may share information only in the following limited circumstances:

• Service providers: With vendors who assist in operating our site (e.g., hosting providers, analytics platforms), bound by confidentiality agreements.
• Legal requirements: If required by law, regulation, court order, or governmental authority.
• Business transfers: In connection with a merger, acquisition, or sale of all or part of our assets, provided the successor agrees to honor this Privacy Policy.
• Protection of rights: To protect the rights, property, or safety of FrontPayApp.com, our users, or the public.

We implement commercially reasonable technical and organizational measures to protect the limited personal information we collect, including:

• HTTPS encryption for all site traffic (TLS 1.2+)
• Restricted access to personal data on a need-to-know basis
• Regular review of data collection and storage practices

Depending on your location, you may have the following rights regarding your personal information:

For California Residents (CCPA)

• Right to Know: Request disclosure of the categories and specific pieces of personal information we've collected about you.
• Right to Delete: Request deletion of your personal information, subject to certain exceptions.
• Right to Opt-Out: We do not sell personal information, so this right is inherently honored.
• Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

For EEA/UK Residents (GDPR)

• Right of Access: Obtain a copy of your personal data we hold.
• Right to Rectification: Correct inaccurate personal data.
• Right to Erasure: Request deletion of your personal data in certain circumstances.
• Right to Restrict Processing: Ask us to limit how we use your data.
• Right to Data Portability: Receive your data in a structured, machine-readable format.
• Right to Object: Object to processing based on legitimate interests.

To exercise any of these rights, contact us using the information in Section 11.

FrontPayApp.com is not directed to children under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a child under 18, we will take steps to delete it promptly. If you believe we may have collected information from a child, please contact us immediately.

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or for other reasons. When we make material changes, we will:

• Update the "Last updated" date at the top of this page.
• Post a notice on our website homepage for 30 days following material changes.

Your continued use of FrontPayApp.com after any changes constitutes your acceptance of the revised Privacy Policy. We encourage you to review this page periodically.

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: