Terms of Service

By accessing and using FrontPayApp.com, you accept and agree to be bound by these Terms of Service and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must immediately discontinue use of the site.

We reserve the right to modify these Terms at any time. Changes become effective upon posting to this page. Your continued use of the site following any changes constitutes your acceptance of the updated Terms.

You must be at least 18 years of age to use this website. By using FrontPayApp.com, you represent and warrant that you are at least 18 years old.

FrontPayApp.com is an independent educational and informational website that:

• Reviews and compares cash advance and short-term lending services, including FrontPay, EarnIn, Brigit, Dave, Current, and MoneyLion.
• Provides educational content about cash advance fees, requirements, and eligibility.
• Offers free tools such as our cash advance cost calculator.
• Publishes opinions and analysis prepared by financial writers and researchers.
• Refers users to third-party lenders and cash advance services through affiliate partnerships.

All content published on FrontPayApp.com — including reviews, comparisons, calculator outputs, expert opinions, fee analyses, and any other material — is provided for informational and educational purposes only and does not constitute:

• Financial advice or financial planning guidance
• Legal advice
• Investment advice
• Tax advice
• Credit counseling

We are not licensed financial advisors, attorneys, or credit counselors. Before making any financial decision — including applying for a cash advance, loan, or credit product — you should consult a qualified financial professional and review the full terms and conditions offered directly by your chosen lender.

Past performance and user experiences described on this site do not guarantee similar results. Loan terms, fees, and availability vary by applicant and are subject to change.

Specifically:

• We may receive commissions from EarnIn, Brigit, Dave, Current, MoneyLion, and other services when users sign up through our links.
• FrontPay (joinfrontpay.com) is NOT an affiliate partner. Our reviews of FrontPay are entirely independent.
• Affiliate links are used on our Alternatives page, blog posts, comparison pages, and review pages.
• Commission amounts do not influence the ranking or rating we assign to any service.

The loan application form embedded on our Apply page is provided by APIdiamond.com. By submitting information through that form, you agree to APIdiamond's terms and the terms of any lender that contacts you. FrontPayApp.com is not responsible for the content, accuracy, or outcomes of that third-party form.

All content on FrontPayApp.com — including but not limited to text, graphics, logos, images, calculators, and code — is the property of FrontPayApp.com or its content contributors, and is protected by applicable copyright, trademark, and other intellectual property laws.

• You may: Share links to our content, quote brief excerpts with attribution, and use our calculator for personal use.
• You may not: Reproduce, republish, scrape, copy, or distribute our content in whole or in substantial part without express written permission.

Third-party brand names referenced on this site (FrontPay, EarnIn, Brigit, etc.) are the property of their respective owners. Their appearance on this site does not imply endorsement.

Our website contains links to third-party websites and services. These links are provided for convenience and informational purposes only. We have no control over third-party sites and are not responsible for:

• The content, accuracy, or availability of linked third-party sites.
• Privacy practices or data handling by third-party services.
• Any financial products, terms, fees, or outcomes offered by third-party lenders.
• Any loss or damage arising from your use of third-party services.

We encourage you to read the terms and privacy policies of any service before submitting personal or financial information.

FrontPayApp.com is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to:

• Accuracy, completeness, or timeliness of content
• Fitness for a particular purpose
• Uninterrupted or error-free operation
• Freedom from viruses or other harmful components

Fee information, advance limits, eligibility requirements, and state availability for all reviewed services are based on publicly available information as of the date indicated and may change without notice. Always verify current terms directly with the lender.

To the maximum extent permitted by applicable law, FrontPayApp.com and its owners, operators, employees, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of, or inability to use, this website.
• Any financial decisions made based on content on this site.
• Errors, omissions, or inaccuracies in our content.
• Unauthorized access to or use of our servers or personal data.
• Any conduct or content of any third party on or linked from the site.

In no event shall our total liability to you for all claims exceed the amount of $100 USD or the amount you paid us in the 12 months preceding the claim, whichever is less.

You agree to indemnify, defend, and hold harmless FrontPayApp.com and its owners, contributors, and affiliates from and against any claims, liabilities, damages, losses, and expenses — including reasonable legal fees — arising from:

• Your use of the site in violation of these Terms.
• Your violation of any third-party rights.
• Any content you submit to us.

You agree not to use FrontPayApp.com to:

• Scrape, harvest, or systematically collect data from this site using automated tools.
• Attempt to gain unauthorized access to any portion of the site or its systems.
• Transmit spam, malware, or other harmful code.
• Impersonate FrontPayApp.com or misrepresent your affiliation with us.
• Use our content in any way that violates applicable laws or regulations.
• Frame or mirror any portion of this site without prior written consent.

We reserve the right, at our sole discretion, to restrict or terminate your access to FrontPayApp.com at any time and for any reason, including violations of these Terms, without notice or liability. Upon termination, all licenses and rights granted to you under these Terms will immediately cease.

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Any dispute arising from these Terms or your use of FrontPayApp.com shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in a court of competent jurisdiction.

Class action waiver: You agree that disputes will be resolved only on an individual basis and not as a class or representative action.

If you have questions about these Terms of Service or wish to report a violation, please contact us: